What should I do if I have too many houses? ——Hot topics and solutions in the past 10 days
Recently, the issue of excess real estate has become a hot topic on the Internet. Whether they are investors, multi-home owners, or ordinary people who inherit multiple properties, they are all looking for the best solution. This article will combine the hot data of the entire network in the past 10 days to provide you with structured analysis and practical suggestions.
1. Statistics on hot topics related to real estate in the past 10 days
| Ranking | Topic keywords | Search volume (10,000) | Main discussion platform |
|---|---|---|---|
| 1 | Property tax latest news | 152.3 | Weibo, Zhihu |
| 2 | Multi-suite solution | 98.7 | Xiaohongshu, Douyin |
| 3 | Lease-for-sale model | 76.5 | WeChat public account |
| 4 | estate inheritance tax | 65.2 | Baidu knows |
| 5 | Overseas property allocation | 53.8 | Professional financial forum |
2. Analysis of the main pain points of multi-suite holders
Based on netizen discussions, we have compiled the following core pain points:
| Pain point type | Proportion | Typical comments |
|---|---|---|
| High carrying costs | 42% | "The monthly property fee + heating fee costs thousands." |
| Rental management is difficult | 28% | "Tenants change frequently and maintenance costs are high" |
| Difficulty in monetization | 18% | "It's been on the market for half a year but no one cares about it" |
| tax worries | 12% | "Worried about the sudden introduction of property tax" |
3. Six solutions recommended by experts
1.Optimize rental strategy: Convert long-term rentals to short-term rentals or B&Bs, and use platform hosting services to reduce management costs.
2.Asset replacement: Sell multiple ordinary residences and replace them with more scarce high-quality assets.
3.Set up a family trust: Reduce inheritance costs through legal structures and avoid possible future inheritance taxes.
4.Participate in urban renewal: Pay attention to the old renovation policy and strive to include it in the demolition or renovation plan.
5.REITs investment conversion: Realize part of the property and invest in real estate trust funds to obtain stable income.
6.Overseas asset allocation: Diversify risks and choose properties in tax-favorable areas for global layout.
4. Comparison of treatment plans in different cities
| city type | Suggestions | average return |
|---|---|---|
| first tier cities | Own real estate in prime locations | 5-8%/year |
| New first-tier cities | Selective sales of non-quality assets | 3-5%/year |
| Third and fourth tier cities | Cash out and invest in other assets as soon as possible | 1-2%/year |
5. Legal and tax considerations
1. In 2023, many cities will pilot the "landlord tax", and rental income will need to be reported as personal income tax.
2. Gifts of real estate between immediate family members are still exempt from personal income tax, but deed tax is required.
3. The value-added tax can be exempted on the sale of your only house after you have completed your fifth year of life. This is an important tax saving time.
4. The difference in holding costs between commercial real estate and residential real estate is as high as 40% and needs to be classified.
Conclusion:Dealing with multiple properties requires comprehensive consideration of personal financial status, urban development prospects and tax policies. It is recommended to consult a professional property planner to develop a personalized solution. Remember, the more real estate configurations are not the better, but the better and more efficient the better.
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